54562 ZIP Code — Three Lakes, WI

Oneida County, Wisconsin

ZIP code 54562 is located in Three Lakes, Wisconsin, within Oneida County. It covers approximately 144.45 square miles and serves a population of 1,880 residents. This is a standard ZIP code in the Central (CT) timezone, served by area code 715.

About ZIP code 54562

The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1990s, giving the area an established character. Median home value is $295,100. Owner-occupancy is high at 89%, well above the national average.

The gap between median ($53,625) and mean household income suggests income inequality — a small number of higher earners pull the average up. 56% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 37% of residents holding a bachelor's degree or higher.

Overall, ZIP code 54562 reflects a community defined by high homeownership and a significant Social Security-dependent population.

1,880
population
144.45
sq mi land
Standard
ZIP type
Central (CT)
timezone
54562 ZIP code map
Cities in ZIP code 54562

Below are the cities the US Postal Service accepts for ZIP code 54562. Using any city not on this list may result in mail delivery delays.

City Status
Three Lakes Acceptable
Three Lakes Preferred
Nearby ZIP codes
54521 Eagle River (11.3 mi) 54511 Argonne (15.6 mi) 54554 Phelps (16.2 mi) 54501 Rhinelander (16.2 mi) 54519 Conover (16.6 mi) 54542 Long Lake (17.2 mi)
Demographics updated 05/2026
Population
Total population 1,880
Population density 13 / sq mi
State FIPS 55
County FIPS 085
Geography
Land area 144.45 sq mi
Water area 24.37 sq mi
Latitude 45.8327
Longitude -89.0976
Timezone Central (CT)
Area code 715
Total population by age
Gender
Race & ethnicity
Economics updated 05/2026
Household income
Income range This ZIP County avg State avg
Under $50k 48.5% 43.9% 39.4%
$50k – $100k 27.0% 33.0% 33.0%
$100k – $200k 17.5% 17.7% 22.4%
Over $200k 7.0% 5.4% 5.2%

Demographics & statistics

1,880
Population
13
People per sq mi
59.4
Median age
$53,625
Median household income
$41,513
Per capita income
$295,100
Median home value
$829
Median monthly rent
89.2%
Home ownership
11.5%
Poverty rate
3.3%
Unemployment
2,806
Housing units
36.5%
Bachelor's or higher

Age distribution

Male Female
38
Under 5
42
8
5–9
9
22
10–14
25
52
15–19
57
40
20–24
44
68
25–34
75
63
35–44
69
82
45–54
89
78
55–59
86
131
60–64
144
181
65–74
197
95
75–84
104
39
85+
42
← Male
Female →

Age summary

GroupCount%
Under 1823512.5%
18 and over1,64587.5%
65 and over65835.0%
Median age59.4 years

Race & ethnicity

White 92.1%
Hispanic or Latino 3.5%
Other race 2.3%
Two or more races 1.3%
Asian 0.7%
Black or African American 0.1%
GroupCount%
White1,79592.1%
Hispanic or Latino683.5%
Other race452.3%
Two or more races251.3%
Asian140.7%
Black or African American10.1%

Household income

Income range This ZIP County avg State avg
Under $50k 48.5% 43.9% 39.4%
$50k – $100k 27.0% 33.0% 33.0%
$100k – $200k 17.5% 17.7% 22.4%
Over $200k 7.0% 5.4% 5.2%
Under $10k 7.2%
$10k–$15k 3.5%
$15k–$25k 7.9%
$25k–$35k 5.7%
$35k–$50k 16.8%
$50k–$75k 16.8%
$75k–$100k 10.1%
$100k–$150k 18.7%
$150k–$200k 5.1%
$200k+ 8.3%
Range% of households
Under $10k7.2%
$10k–$15k3.5%
$15k–$25k7.9%
$25k–$35k5.7%
$35k–$50k16.8%
$50k–$75k16.8%
$75k–$100k10.1%
$100k–$150k18.7%
$150k–$200k5.1%
$200k+8.3%
Median income$53,625

Housing

Home values

Under $50k 2.3%
$50k–$100k 5.6%
$100k–$150k 12.3%
$150k–$200k 9.5%
$200k–$300k 21.6%
$300k–$500k 26.6%
$500k–$1M 17.8%
$1M+ 4.3%

Housing overview

MetricValue
Median home value$295,100
Median rent / month$829
Owner occupied89.2%
Renter occupied10.8%
Vacant70.2%
Single-family detached92.5%
Large apartment buildings0.7%
Mobile homes4.5%
Median rooms4.9
Avg household size (owned)2.17

Year built

Era%
2020 or later0.3%
2010–20195.0%
2000–20098.7%
1990–199917.4%
1980–198914.5%
1970–197912.8%
1960–196912.3%
1950–19598.8%
1940–19498.8%
1939 or earlier11.3%

Bedrooms

Size% of units
No bedroom (studio)1.2%
1 bedroom7.4%
2 bedrooms39.0%
3 bedrooms37.6%
4 bedrooms11.5%
5+ bedrooms3.3%

Vehicles per household

Vehicles% of households
No vehicle3.1%
1 vehicle31.2%
2 vehicles33.3%
3 or more32.4%

Heating fuel

Fuel type%
Utility gas55.0%
Electricity3.0%
Propane / LP gas33.4%
Wood8.6%

Households & families

Household typeCount%
Married-couple family48456.1%
Cohabiting couple293.4%
Male householder, no spouse19622.7%
Female householder, no spouse15417.8%
Households with children under 1810512.2%
Households with seniors (65+)43450.3%
Average household size2.17

Marital status

StatusMaleFemale
Never married21.8%23.3%
Married62.3%62.2%
Separated0.9%0.0%
Widowed4.2%5.5%
Divorced10.8%8.9%

Education

Less than 9th grade 0.0%
Some HS, no diploma 2.1%
HS graduate 33.8%
Some college, no degree 16.7%
Associate's degree 11.0%
Bachelor's degree 22.4%
Graduate / professional 14.1%
Metric%
HS diploma or higher97.9%
Bachelor's or higher36.5%

School enrollment (ages 3–17)

TypeCount%
Nursery / preschool31.3%
Kindergarten41.7%
Elementary school4920.4%
High school11045.8%
College / grad school7430.8%

Employment

Industry of employment

Education & healthcare 22.3%
Arts, food & hospitality 13.3%
Professional & management 11.5%
Construction 10.7%
Other services 9.6%
Transportation & utilities 9.3%
Retail trade 8.0%
Manufacturing 5.9%
Finance & real estate 3.9%
Information 2.9%
Agriculture & mining 1.3%
Public administration 1.2%

Occupation

Category%
Management, business & arts39.5%
Service16.7%
Sales & office16.8%
Natural resources & construction13.2%
Production & transportation13.8%

Employment type

Type%
Private sector70.6%
Government15.2%
Self-employed14.1%
Unpaid family workers0.0%

Commute

Method%
Drive alone82.0%
Carpool6.2%
Public transit0.0%
Walk0.7%
Work from home9.9%
Other means1.1%
Avg commute (minutes)26.7

Poverty

All people 11.5%
Under 18 years 18.4%
18 and over 10.5%
Married-couple families 3.5%
Female-led households 53.1%

Income support

Source% of households
Social Security56.3%
Retirement income37.3%
Supplemental Security0.9%
Cash public assistance0.1%
Food stamps / SNAP4.3%

Health indicators

Condition%
Obesity29.6%
High blood pressure36.4%
High cholesterol39.1%
Diabetes10.7%
Heart disease7.9%
Stroke3.4%
Asthma9.0%
Arthritis29.2%
Kidney disease3.3%
Pulmonary disease6.7%
Cancer9.5%
Behavior / access%
Smoking14.2%
Binge drinking20.8%
No physical activity19.1%
Less than 7 hrs sleep29.1%
Depression18.3%
Fair or poor health11.8%
Poor mental health11.2%
Poor physical health10.0%
No health insurance8.4%
Visited doctor (checkup)77.6%
Visited dentist72.1%
Cholesterol screening91.6%
Teeth loss9.6%

Veterans & disability

VeteransCount%
Civilian veterans1509.1%
Disability%
Any disability11.9%
Under 185.5%
18–64 years7.8%
65 and over20.2%

Health insurance coverage

Type%
Private insurance78.7%
Public insurance51.1%
No insurance1.1%
Uninsured under 191.2%

Language & origin

Language spoken at home (age 5+)

LanguageCount%
English only1,80095.7%
Spanish120.7%
Other Indo-European10.1%
Asian & Pacific Islander00.0%
Other languages110.6%

Place of birth & citizenship

OriginCount%
Native born (US)1,82397.0%
Born in same state1,81896.7%
Born in different state1,45777.5%
Foreign born50.3%
Naturalized citizen573.0%
Not a US citizen1729.8%

Ancestry

AncestryCount%
Italian29115.5%
Polish19910.6%
French1286.8%
Dutch472.5%
English432.3%
AncestryCount%
Arab402.1%
Irish191%
German150.8%
Norwegian50.3%

Technology access

Metric% of households
Computer access45.9%
Internet access93.2%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 54562

What city is ZIP code 54562 in?

ZIP code 54562 is primarily assigned to Three Lakes, Wisconsin.

What county is ZIP code 54562 in?

ZIP code 54562 falls within Oneida County, Wisconsin.

Does ZIP code 54562 have an older population?

35% of residents in ZIP code 54562 are 65 or older, above the national average of ~17%.

Does ZIP code 54562 have a large retiree population?

56% of households in ZIP code 54562 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 54562 mostly owner-occupied?

89% of occupied units in ZIP code 54562 are owner-occupied, well above the national average.

Does ZIP code 54562 have a large veteran population?

9% of civilians in ZIP code 54562 are veterans, above the national average of ~7%.

What timezone is ZIP code 54562 in?

ZIP code 54562 observes the CST timezone.

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